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Uninsured motorist coverage compensates you in case you are involved in a car accident due to a negligent person who, besides causing the accident, does not have insurance coverage. On the other hand, underinsured motorist coverage refers to the protection and compensation you received when the person who caused the accident you are involved in has insurance, but it does not cover your whole losses. If you want to learn more about claims, different types of coverage, and so on, read the articles we have at your disposal.