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Sometimes, you need more protection than the one you get from traditional insurance coverage. Other forms of coverage such as personal injury protection or rental car reimbursement are also available. Thus, you can choose the one that better match your needs. Always, keep in mind that coverage and responsibilities of both parties (the insured and the insurance company) must be established in the policy regardless the kind of coverage. If you want to know more about the different choices you have regarding other insurance coverage options, then these articles will be very helpful.